Online Safety: Understanding Hackers, Phishers, and Cybercriminals

This is a guest post by Alia Haley. If you are interested to guest post in this blog, just head over to the Guest Post Guidelines.


Armed with in-depth knowledge of computers and programming languages, cyber criminals are very dangerous. They can retrieve private information, gain access to unauthorized content, and retrieve private information. They break several rules to log into computers and online networks. They can manipulate electronic information and threaten cyberspace security. It is better to know all about such cyber criminals are take adequate step to guard from them.

What is cybercrime

An activity that is illegal and aims to dupe people or commit fraud is known as cyber crime. A few such common cyber crimes are explained below. Emails sent from unknown sources asking you to reveal any personal or sensitive information are phishing scams. Such mails mostly have a tone or urgency and require you to give out personal details. Gaining access to personal computer or online networks is hacking. Some hackers can grasp operating system technicalities while others can decode passwords. Other cyber crimes include; identity theft, virus attacks, malware bugs, spamming, bullying, and cyber stalking. Some fake websites can unload spyware on your computer which keeps track of your keystrokes and all websites you visit.

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Credit: razvan ionut

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Why they target you?

Some hackers gain access to private networks for the intellectual thrill and do not intend to do any harm. While others do it to misuse private information, gain entry into your email and social networking account, or steal your money, etc. Some even target communities, religion, or specific groups through online hijacks. They don’t have to be knowledgeable, even college kids can learn hacking. Hackers can target you for no particular reason; it can be done just because you are an easy victim.

There are three types of hackers. White hat hackers follow cyber laws and try to test system security while black hat hackers infect computer with viruses and pilfer you off private information. Grey hat hackers are a combination of the two. Some ethical hackers are even hired by conglomerates to test their system security.

How to guard against cyber criminals

If you receive unknown mail messages, try not to open them and never click on the link provided in the email. If you wish to visit the link, type it out yourself in the web browser. Do not visit malicious websites as hackers can download software or hijack your web browser. Beware of websites that have too many links or redirects. It is easier for hackers to gain access to standalone computer than public machines or an interconnected network of desktops.


With time cyber criminals are becoming even shrewder. So be careful about your online activities. If you come across malicious emails, websites or any other online scams then report them to authority. It is better to be safe than sorry, so have internet security, anti-virus, anti-spyware, spam filters and firewalls installed on your machine. There are tools that send a warning when you click on a phisher web address. Make sure all your passwords are strong. Keep a tab on your back account and credit card statements.


About the author: Alia Haley is very passionate when it comes to blogging and writing. She is a gadget freak and loves to write on technology. Her articles include various aspects associated to tech help and currently she is working on a blog on tech games and Urban Design.

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  1. Peter Lee from Computer How To Guide says:

    Internet security is such an important part of today’s life. With all the precautionary measures being advised to us, there are still people who get victimized by identity theft whether online or through private documents. This is why we all need to be vigilant in safeguarding our identity. With mail and our credit records, let us shred those copies so that even if fraudulent people go dumpster diving in your bin, they will not see anything useful. As for digital information, just bare in mind, do not share too much.
    Peter Lee recently posted..How To Score A Deal on Black Friday, HP coupon or notMy Profile

  2. Hi,
    I am a cybercrime and fraud prevention specialist, with 9 years experience. I have an article on a current subject in this field that I would like to publish on your site. Is this something you would consider in exchange for a link to my site?
    I look forward to hearing from you.
    Best Regards,

    • Alan Tay says:

      You can check your email on my respond 🙂

      Thank you.

    • Payza says:

      Beware of Tero Pollanen, a former AlertPay employee and self-proclaimed fraud prevention specialist. He was terminated from AlertPay in 2011 for committing fraud and embezzling funds. He is currently being sued by the former executives of AlertPay and he is also being investigated on criminal charges for fraud and embezzlement. He is now being sued by Payza (the company that acquired the AlertPay platform) for defamation.

      Additionally, if any of our blogging members or journalists would like to read the truth, just contact us directly and we will provide you with all the hard evidence that we can share since this matter is currently before the courts. Send us your website or blog, your audience reach, and your email address. We can then set aside some time to answer your questions.

      In the meantime, Tero Pollanen will continue to defame AlertPay, Payza and its executives with outlandish and preposterous allegations of fraud, scamming, theft, child exploitation, gambling, drugs, etc. That’s what animals do when they’re cornered.

      As soon as this civil matter is resolved, we will provide all Payza members and the general public with an in-depth account of Tero Pollanen’s vehement rampage against AlertPay, Payza, the executive team and all of the white collar crimes he has committed against the online community, its members and its companies. All information will be supported by affidavits and sworn statements.

  3. Tero Hammar says:

    Tero Pollanen has also hands-on experience committing frauds.

    Is there any proof of his 9 years of experience, except his words?

    Why his employment in MoneyBookers was terminated so bluntly.

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